Best Family Identity Theft Protection Services of 2021

This identity theft protection brand is another safe solution when it comes to protecting family identities. However, because the packages only cover kids who live at home, this company is better for young families. The online and mobile dashboards are user-friendly and make it easy for clients to see visual representations of their perceived risks to scams and hackers. This way, they can take care of things no matter where they are.

Speaking of which, this company offers U.S.-based case managers to help with ID restoration and stolen funds reimbursement up to $1 million. Customers can also see their risk management scores so they can nip threats in the bud before they become a huge problem.

This company is a subsidiary of Intersections, Inc. and has regularly made it onto the Online Trust Audit and Honor Roll, as recognized by the Online Trust Alliance. In 2015, it was named number one in its industry by Kiplinger’s Personal Finance.

Before signing on to this theft protection provider, keep in mind that not all of the features are available on the lower packages. For instance, triple-bureau scores and reports are only part of the Premier plan (the most expensive one). That said, there is a 30-day trial period that consumers can take advantage of.

Other reasons to explore this option include the safe computer and browsing tools, social insight reports, and total surveillance of kids’ information on the Dark Web. At the higher bundles, customers can get bank card takeovers and notifications requests when opening a checking or savings account.

ReliaShield has one of the top options for frazzled families. Along with its already low start-up fees, there are discounts for children. Those who purchase the two-adult package can add their kids for free.

Add to that the great customer support, and this is one of the most convenient solutions out there. The company has a 100% success rate for stolen identification recovery and is trusted by over a million clients. It protects all forms of ID (financial, medical, tax, etc.) and gives the person updates on data breaches and new applications in one’s name. It also protects cards, court records, payday loans, online platforms, and bank account takeovers.?
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ReliaShield has been one of the best protection services for families since its founding in 1999. Since then, its agents have helped over one million customers. The brand’s dedication and success have been noticed by major news outlets, too. The company was featured in publications such as Forbes, Smart Money, and MSNBC. It’s most well-known for protecting kids under age 18 for free.

While ReliaShield’s pricing is on point, things can get expensive at higher levels. To be fair, these bundles include all of the monitored features, as well as regular credit checks and updated scores. So, it can be well worth the added expense. Plus, the brand does a great job of making coverage accessible to families of all sizes and income levels.

Customer support is available anytime, any day, and the website has a complete blog filled with educational resources and advice. All that said, ReliaShield lacks safe computer and browsing tools, which would be especially handy for households that have kids.

As the name suggests, Zander Insurance offers all kinds of insurance (life, health, home, etc.). Also, it covers all types of ID (medical, homeowner, SSN, children, online, bank activity, etc.). What makes it an impressive family identity theft protection service is its 100% recovery assistance rate. Customer support is available 24 hours a day, 7 days a week, 365 days a year.

No matter when clients suffer a cyber-attack or ID crime, someone is there to help. Also, agents follow-up with clients for three years after an incident occurs. Zander is backed by financial guru Dave Ramsey and has child-specific bundles and features, including the Child Information Scan.

Zander Insurance is an independent agency and one of the largest. Its clientele arrives looking for disability coverage, home and auto protection, long-term care, group benefits, and more. Also, the company is family-owned through four generations, which adds to its appeal as a trustworthy brand. It was founded 95 years ago and still has the backing of finance experts with huge followings.

The Child Information Scan looks at dependents’ IDs and personal details that may be floating around on the Internet. The service’s threat detection is tailor-made for minors, making this a great choice for new parents or those who want to ensure coverage for their entire household.

Other features include lost wallet assistance and reimbursement, Dark Web surveillance, monitored court records, and bank details, and SSN tracing. On the downside, Zander does not monitor credit reports or scores, so clients would have to do that themselves or find a company that will regularly track that.

ID Watchdog is one of the best identity theft protection services for families because it provides ample credit plans for families without lowering the quality of low-income clients. Moreover, the company extends its assistance to non-customers as well. Some of its most appealing capabilities include 24/7 monitors, data breach alerts, custom notifications, and a payday loan tracker.

The brand also has Certified Risk Management Specialists who watch for high-risk transactions and track criminal records and national provider IDs. Customers with a higher bundle can check in with all three major bureaus for regular scores and reports.

ID Watchdog has its protected and secured mobile app for safer online browsing and management. The app features clear visuals and real-time updates to keep users informed and aware of any changes or trends. Likewise, the ID Watchdog website is full of additional info, as well as tips and advice. Examples include how to set a safer password, preparing teens for financial success, protecting kids against scammers, and how to stop IRS phishing and hackers.

One caveat to this service is that coverage is limited to four kids, so it might not be one of the best identity theft protection services for families. That said, the functionalities are well worth the price tag. This includes perks like tracking SSNs and other personal details, looking through public records and documents to track customers’ risks of fraud, and gleaning insights from online networks, the Sex Offender Registry, and sources of national provider IDs.

As of 2021, the brand’s money-back policy is prorated, but clients aren’t entitled to partial month refunds. Also, it doesn’t look like there is a free trial available.

Given that Experian is one of the top major credit bureaus, it makes sense that it’s on the list of the best services for families. Not only does its ID theft protection keep clients protected, but it provides them with tips and resources for how to stay safe online and offline.

Those who are just getting started with building a family or financial stability could use all the help they can get. Experian makes it easy to sign up and reap the benefits. This includes things like detection alerts, SSN tracing, and refreshed FICO scores daily.

Today, Experian protection works in 37 countries around the globe and generates billions of dollars in revenue each year. It is partnered with various national organizations, including the USPS Address Validation and the United Kingdom’s Verify ID system.

It can be a bit tricky trying to figure out the pricing schemes, but once they do, clients can find a suitable match. There are theft protection bundles for single-parent households as well as optional child add-ons. All of the ID restoration support comes from agents within the United States, and the online help center is full of resources, support channels, and helpful advice.

Individuals should keep in mind that the lower theft protection packages will only cover reports and scores from Experian. So, if they want triple-bureau coverage, they need the higher-tiered plan. Most people know Experian as one of the three major credit bureaus, but its assistance goes beyond that. It also fights against identification fraud and provides fingerprinting and targeting services for businesses. The company abides by the regulations set forth by the Fair Credit Reporting Act (FCRA).

This identity theft protection provider has special packages available for families, and its efforts have even earned it nationwide recognition. The service casts a wide net to cover any transaction, card, or account that may be at risk of fraud. This includes social security numbers, online shopping details, and media platform monitoring.

It has two distinct packages: UltraSecure and UltraSecure + Credit. The former covers all fraud tracking efforts while the latter adds credit reports and scores. The ChildWatch feature ensures that kids’ information is tracked and watched just as closely. It’s unclear if there is a limit on the number of children. That said, this business is one of the most popular protection services for families.

This company is starting to market itself as Sontiq, a combination of EZShield and IdentityForce. Together, these brands offer more digital safety tools and mobile cybersecurity while upholding its history for excellent customer support. Since uniting both names and offerings, consumers can expect more from their plans.

While this brand offers the ChildWatch feature, there aren’t any spousal packages. This means that it’s a great choice for those who have kids at home, but a childless couple may not be sold on this company. Even so, there are plenty of other ways that it makes up for this. A few examples include in-depth monitors and toll-free customer support. Clients will receive alerts as soon as the service detects a threat or potential scam attempt. This business is also a solid solution thanks to its detection efforts both on the Internet and through paper mail.

LifeLock has had some of the most widespread advertising efforts in years past, and in 2021, it’s still a strong contender for family identity theft protection. It is one of the few protection businesses out there that offer distinct child packages. These low-cost “Junior” bundles start at just $5.99 and can fit into any existing plan.

Add to that the fact that first-time customers can get 25% off, and this is one of the most economical solutions available. Among the brand’s offerings are wide-range Internet security, file-sharing network monitoring, and the Privacy Monitor. This is a provider-exclusive feature that keeps clients safe while browsing the Web or making online payments.

LifeLock is one of the most well-known brands in this industry. It has had its fair share of moments in the spotlight. One example was when CEO Todd Davis publicly posted his Social Security number to prove how reliable the brand and its products were.

As with other theft protection providers, LifeLock offers the most coverage on its highest package. Also, the stolen funds’ reimbursement ranges from $25,000 to $1 million. The company’s F rating with the BBB is mostly because it’s not fully accredited. This doesn’t mean that it isn’t a trustworthy provider. It is dedicated to providing the utmost safety and assurance to customers of all ages.

Its commitment to consumers is what makes it one of the greatest identity theft protection services for families. Its monitoring and credit offerings appeal to those with investments, home titles, bank cards, savings, and any online presence. That said, the service lacks social media tracking, so consumers should be aware of that.